New Housing Loan

New Housing Loan

A Home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors.

A home loan comes with a number of added benefits, such as a flexible repayment tenor of up to 30 years and the option to avail of a top-up loan when you transfer your existing housing loan. Simple eligibility terms and minimal documentation requirements ensure the home financing option is easy to apply for everyone.

Home loans are available with a fixed obligation-to-income ratio. You can get up to 80 percent of the home value using a Home Loan. A home loan is also tax-deductible under Section 80C of the Income Tax Act

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